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Dermatology

Fungal Infections in the Rainy Season: Causes, Prevention and When to See a Dermatologist

Team Healthfusion
August 8, 2026
7 min read

The monsoon brings relief from Pune's summer heat. It also brings a steady stream of patients to our Kharadi clinic with the same complaint: an itchy rash that will not go away. Red rings on the thighs or waist, itching between the toes, redness under the breasts or in the groin. In most cases, the culprit is a fungal infection.

Fungal infections are easy to prevent and very treatable. The problem is that many people make them worse before they ever see a doctor. This guide explains why they spike in the rainy season, what the common types look like, the one mistake to avoid, and how to protect your skin until the rains end.

Why Fungal Infections Spike in the Monsoon

Fungi love warmth and moisture. The monsoon gives them both, all day long.

  • Humidity: Sweat does not evaporate easily, so skin folds stay damp for hours.
  • Wet clothes and shoes: Getting caught in the rain on the way to work and sitting in damp clothes or socks all day creates an ideal environment for fungi.
  • Tight, synthetic clothing: Gym wear, skinny jeans and synthetic innerwear trap heat and moisture against the skin.
  • Shared spaces: Gyms, swimming pools, hostels and shared bathrooms help infections spread from person to person.
  • Diabetes and obesity: Higher blood sugar and deeper skin folds make infections more likely and slower to clear.

Common Monsoon Fungal Infections

  • Ringworm (tinea corporis and tinea cruris): Despite the name, there is no worm. It appears as itchy, red, ring-shaped patches with a raised edge, usually on the thighs, groin, waist, buttocks or under the breasts.
  • Athlete's foot (tinea pedis): Itching, peeling, cracking and a white, soggy appearance between the toes. Very common in people who wear closed shoes all day.
  • Intertrigo and candida infections: Red, raw, sometimes shiny rashes in skin folds, often with small red spots around the edges.
  • Pityriasis versicolor: Light or dark, slightly scaly patches on the chest, back and shoulders. It is usually not itchy, and it often becomes noticeable after sweating.
  • Nail infections: Thick, discoloured, crumbly toenails, often following long-standing athlete's foot.

The Steroid-Cream Mistake

This is the single most important message in this article. India has seen a major rise in stubborn, widespread fungal infections over the past decade, and dermatologists agree on a major reason: combination creams that contain a steroid.

These creams are easy to buy without a prescription. The steroid in them calms the itching and redness within a few days, so they seem to work. But the steroid also weakens the skin's local defences. The fungus keeps growing underneath, the rash spreads, its edges become less distinct, and the infection becomes much harder to treat. Long-term use can also thin the skin and leave stretch marks.

Our advice: Do not apply any cream that you have not been prescribed for your specific rash. If you have already been using one, do not panic, but do tell your dermatologist exactly what you used. It changes how we plan treatment.

How to Prevent Fungal Infections During the Monsoon

  • Stay dry: After bathing, dry skin folds, the groin and between the toes thoroughly. Change out of wet clothes and socks as soon as possible.
  • Choose breathable fabrics: Loose cotton clothing and cotton innerwear let skin breathe. Avoid tight synthetic clothing for long periods.
  • Change after workouts: Shower and change immediately after exercise instead of sitting in sweaty gym wear.
  • Do not share: Towels, clothes, combs and footwear should be personal.
  • Wash clothes properly: Dry clothes fully, in sunlight if possible. Clothes that stay damp in a humid room can carry fungal spores. Ironing helps.
  • Give your feet a break: Wear open footwear when you can, rotate your shoes so each pair dries completely, and change socks daily.
  • Control blood sugar: If you have diabetes, recurring infections can be a sign that your sugar levels need attention. Read more on our diabetes page.

A Simple Monsoon Skin-Care Routine for Oily Skin

Humidity makes oily and combination skin feel greasier and more prone to breakouts. Keep your routine simple:

  • Cleanse twice a day with a gentle, non-soap cleanser. Over-washing strips the skin and can increase oiliness.
  • Moisturise with a light, gel-based, non-comedogenic moisturiser. Oily skin still needs hydration.
  • Use sunscreen every day. Cloud cover does not block ultraviolet rays. Choose a gel or fluid texture.
  • Avoid heavy creams and layers of makeup that trap sweat.
  • Blot, do not scrub. Use blotting paper during the day instead of washing repeatedly.

If you notice more pimples on your forehead, chest or back during the monsoon, some of these may be fungal acne rather than regular acne, which needs different treatment. Our acne treatment page explains the options.

When to See a Dermatologist

See a dermatologist if:

  • The rash has not improved within two weeks of good hygiene.
  • It is spreading, or new patches keep appearing.
  • You have already used steroid or combination creams.
  • Several family members have similar rashes.
  • You have diabetes, a weakened immune system, or the infection keeps coming back.
  • Your nails are thickened or discoloured.

At Healthfusion, diagnosis starts with a proper skin examination. Where needed, a simple skin scraping test confirms whether the rash is fungal. Treatment usually combines the right antifungal medicine, a clear duration, hygiene measures for the whole household, and a follow-up to make sure the infection has actually cleared, not just stopped itching.

Important: Most relapses happen because treatment is stopped as soon as the itching stops. Complete the full course your dermatologist prescribes.

Book a Skin Consultation in Kharadi

Visit our dermatology clinic at City Vista, 3rd Floor, Building A, Kharadi, Pune. Open Monday to Saturday 10am to 8pm, and Sunday 10am to 2pm.

FAQs

Why do fungal infections increase in the rainy season?
Fungi grow best in warm, moist conditions. In the monsoon, sweat, humidity and damp clothes keep skin folds, feet and the groin wet for hours, which lets fungi multiply on the skin.

Can I use an over-the-counter cream for ringworm?
Avoid combination creams that contain a steroid. They reduce itching for a few days but allow the fungus to spread and make the infection harder to treat. See a dermatologist if a rash does not improve within two weeks.

Is fungal infection contagious?
Yes. Ringworm and athlete's foot can spread through direct contact and through shared towels, clothes, bedding and footwear. Family members are often infected at the same time and may all need treatment.

Why does my fungal infection keep coming back?
Common reasons are stopping treatment as soon as the itching stops, using steroid creams, reinfection from clothes or family members, and uncontrolled blood sugar. A dermatologist can identify the reason and plan treatment accordingly.

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